Foreclosure Prevention
Worried about your mortgage payment? If you’re currently experiencing – or anticipating – trouble paying your mortgage, there are resources available to assist you. The earlier you call, the more options you have. The following organizations provide foreclosure prevention counseling and/or referrals to the appropriate community-based organization:
Minnesota Home Ownership Center
The Minnesota Home Ownership Center leads a statewide network of more than 50 community-based public, private and non-profit providers offering education and counseling services for home buyers and home owners, including mortgage foreclosure prevention. Find your local foreclosure counselor here.
Other important resources and links:
| Program | Geographic Service Area | Program Details |
|---|---|---|
|
City of St. Paul Mortgage Foreclosure Prevention Program more details > |
St. Paul |
• HUD certified counseling agency |
|
Community Neighborhood Housing Services Foreclosure Prevention more details > |
St. Paul |
• Available in English, Spanish and Hmong |
|
Neighborhood Development Alliance Foreclosure Prevention more details > |
Twin Cities Metro Area |
• Available in Spanish across the Twin Cities Metro Area |
|
PRG Foreclosure Prevention more details > |
Minneapolis |
• Serves any Minneapolis homeowner at risk of foreclosure |
|
Twin Cities Habitat for Humanity Foreclosure Prevention more details > |
Minneapolis |
• Serves any Minneapolis homeowner at risk of foreclosure |
Homebuyer Stories
Help for Planting Roots
Discovering the City of Lakes Community Land Trust (CLCLT) Homebuyer Initiated Program (HIP) made ownership reachable for first-time homebuyer Laura Martinez and her children, David and Rebecca. She found a home in the Fulton neighborhood, where prices are traditionally very high.
[read more]

