Foreclosure Prevention
Worried about your mortgage payment? If you’re currently experiencing – or anticipating – trouble paying your mortgage, there are resources available to assist you. The earlier you call, the more options you have. The following organizations provide foreclosure prevention counseling and/or referrals to the appropriate community-based organization:
Minnesota Home Ownership Center
The Minnesota Home Ownership Center leads a statewide network of more than 50 community-based public, private and non-profit providers offering education and counseling services for home buyers and home owners, including mortgage foreclosure prevention. Find your local foreclosure counselor here.
Other important resources and links:
| Program | Geographic Service Area | Program Details |
|---|---|---|
|
City of St. Paul Mortgage Foreclosure Prevention Program more details > |
St. Paul |
• HUD certified counseling agency |
|
Community Neighborhood Housing Services Foreclosure Prevention more details > |
St. Paul |
• Available in English, Spanish and Hmong |
|
Neighborhood Development Alliance Foreclosure Prevention more details > |
Twin Cities Metro Area |
• Available in Spanish across the Twin Cities Metro Area |
|
PRG Foreclosure Prevention more details > |
Minneapolis |
• Serves any Minneapolis homeowner at risk of foreclosure |
|
Twin Cities Habitat for Humanity Foreclosure Prevention more details > |
Minneapolis |
• Serves any Minneapolis homeowner at risk of foreclosure |
Homebuyer Stories
A Greater Sense of Pride
The City of Lakes Community Land Trust’s Homebuyer Initiated Program (HIP) provides CLCLT homebuyers two grants - one to assist with the purchase of a home and one to assist with rehab required to address deferred maintenance, safety and code issues. Natasha Gilbert decided to participate in HIP because it was one of the few programs that permitted low- to moderate-income families to purchase the home of their choice.
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