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Minnesota Housing Fix-Up Fund

Geographic Service Area: 
Minnesota
Program Details: 
Income limits may apply
Loan amounts from $2,000 to $35,000

Minnesota Housing’s Fix-up Fund is a statewide program that offers affordable, low-interest fixed rate home improvement loans.

Eligibility Requirements:

  • Household income at or below $96,500 (the income limit may be waived if the improvements are being made for the accessibility of a family member with a disability)
  • Property must be owner-occupied
  • Single family homes, duplexes, triplexes or four-plexes are eligible

Loan Features:

  • Hire a contractor or do the work yourself.
  • Maximum loan term of 10 or 20 years based on loan amount.
  • Loan amounts from $2,000 to $35,000
  • A higher loan amount may be available if the improvements are being made for the accessibility of a family member with a disability.

Eligible Home Improvements with the Fix-up Fund:

Most improvements to the accessibility or energy efficiency of a home, or general repairs are eligible, such as: windows, insulation, a new furnace, central air conditioning, electrical wiring, a new roof, a garage, septic repairs, etc.

Find a Fix-Up Fund Lender in the Twin Cities or in Greater Minnesota.