Minnesota Housing Urban Indian Housing Program
Geographic Service Area:
Twin Cities Metro Area, Bemidji, and Duluth
Program Details:
Available to American Indian families purchasing their first homes
Purchase price and income limits apply
Minnesota Housing's Urban Indian Housing Program (UIHP) provides homeownership opportunities by offering low, fixed interest rate mortgages to low to moderate income American Indian families purchasing their first homes in the following urban areas of Minnesota: 11-County Metro Area (which includes: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright counties), Duluth and Bemidji. Recipients of a UIHP mortgage must complete first-time homebuyer education.
Program Eligibility
You may be eligible, if you:
You may be eligible, if you:
- Have an income at or below prescribed Minnesota Housing income limits and want to buy a qualifying home
Downpayment and Closing Cost Assistance
Minnesota Housing provides the opportunity for eligible homebuyers who qualify for a Minnesota Housing loan to receive an interest-free, deferred loan to help with downpayment and closing costs through the Homeownership Assistance Fund (HAF). First time homebuyers interested in using HAF should contact a Minnesota Housing participating lender prior to signing a purchase agreement. Participating lenders can determine the level of HAF eligibility to maximize your purchasing power.
For more information
For more information on the Urban Indian Housing Program, call the Minnesota Housing Consumer Information Line at 651-296-8215 or 1-800-710-887.
For more information on the Urban Indian Housing Program, call the Minnesota Housing Consumer Information Line at 651-296-8215 or 1-800-710-887.
Homebuyer Stories
Habitat Program Assists Hard-Working Senior
Harriett Mednick could serve as spokeswoman for Twin Cities Habitat for Humanity’s program A Brush with Kindness. Through her work with Senior Chore Services, she has referred several senior citizens to the program, which partners applicants who do not have the means to complete repairs on their homes with capable volunteers. A few months ago, Mednick realized her own property in Saint Paul could use some work, and contacted A Brush with Kindness for herself.
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