PPL Foreclosure Prevention Repair Grant
Geographic Service Area:
Minneapolis or St. Paul (designated areas)
PPL’s Foreclosure Prevention Repair Grants help homeowners make needed repairs, awarding up to $7,500 to address one distinct home repair
What is it?
Some homeowners are faced with the tough choice of paying for repairs that would keep their home safe
or making their monthly mortgage payment. PPL’s Foreclosure Prevention Repair Grants help homeowners make needed repairs, awarding up to $7,500 to address one distinct home repair, including:
• Electrical, structural, or flooring problems
• Leaking plumbing or roofing
• Foundation repair
• Siding, stucco, or other exterior enclosure issues
• Mold removal
• Bed bug extermination
• Or another major health or safety repair
Do I qualify?
• Own a home in a designated area of Minneapolis or St. Paul (see map on back for detail).
• Make 80% or less of the household area median income ($67,200 for a family of four).
• Homeowners monthly housing costs must equal 40% or more of their monthly income.
• Cost of repair must be greater than 100% of their monthly income.
• Homeowners income must be sufficient to maintain housing costs once repair is completed.
• Candidates must meet with a free PPL financial coach for grant approval. Grantees may continue to meet with the financial coach for as long as they like.
How do I apply?
Call 612.455.5221 or visit www.ppl-inc.org/repairgrants to receive an initial application. Qualified candidates will be awarded funds on first-come, first-served basis.
Volunteer Program Restores a Beloved Family Home
Longtime St. Paul residents Larry and Beverly Halcomb recently found themselves caught in a predicament many homeowners come to dread: the need for immediate, extensive home repair. The need became more and more apparent even as the possibility of seeking financial help grew more and more slim, until the Halcombs happened to notice an advertisement in their community newsletter describing the requirements for A Brush With Kindness; Twin Cities Habitat for Humanity’s home restoration program that pairs low-income homeowners with volunteers.[read more]