Home Rehab and Improvement Programs
| Program | Geographic Service Area | Income Limit | Program Details |
|---|---|---|---|
|
A Brush with Kindness more details > |
Twin Cities Metro Area | Up to 50% of Area Median Income |
• Repairs completed by volunteers • Fix-up and minor repairs for existing homeowners |
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CNHS - Home Improvement Loan more details > |
Twin Cities Metro Area | Up to 80% of Area Median Income |
• Loans at below market rates • Available to low and moderate income home owners in St. Paul |
|
DBNHS Neighborhood Housing Rehabilitation Program more details > |
East St. Paul, north of I-94 and east of I-35E |
• Matching loans to resident homeowners for basic and exterior improvements that make your home more livable, accessible and energy efficient • Maximum loan amount is $35,000 |
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DBNHS Revolving Loan Program more details > |
East St. Paul, north of I-94 and east of I-35E | Up to 80% of Area Median Income |
• Low interest loans to resident homeowners for housing renovation |
|
GFCDC Frogtown Facelift Program more details > |
St. Paul, Frogtown neighborhoods | Up to 80% of Area Median Income |
• Available for homeowners in Frogtown neighborhoods • Maximum loan amount is $30,000 • Available for critical home repairs and other improvements |
|
GFCDC Lead Window Replacement Program more details > |
St. Paul, Frogtown neighborhoods | Up to 80% of Area Median Income |
• Available for replacing lead windows in single family homes with children under age 6 • Home must be tested for lead hazards |
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GFCDC Neighborhood Housing Rehabilitation Loan more details > |
St. Paul, Frogtown targeted areas | Up to 80% of Area Median Income |
• Homes must be single-family and owner-occupied • Available for exterior needs in targeted areas • Maximum loan amount is $50,000 |
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Minneapolis Home Improvement Lending Programs more details > |
Minneapolis | Up to 80% of Area Median Income |
• Max loan amount ranges from $20,000 to $25,000 |
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Minnesota Housing Fix-Up Fund more details > |
Minnesota | Up to 115% of Area Median Income |
• Income limits may apply • Loan amounts from $2,000 to $35,000 |
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Minnesota Housing Rehab Loan Program more details > |
Minnesota | Up to 30% of Area Median Income |
• Max loan amount is $24,999 • Available for basic improvements to the home's safety, accessibility or energy efficiency |
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NeDA Home Improvement Loan more details > |
Varies |
• Various programs to provide families with home improvement loans |
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PPL Home Repair Loan Program more details > |
Minneapolis & St. Paul | Up to 30% of Area Median Income |
• Loans of up to $27,000 • Must first be used to address lead and/or radon hazards in the home, then other safety issues |
|
Rebuilding Together Safe at Home Program more details > |
Twin Cities Metro Area |
• No cost home safety and accessibility modifications • Available for low-income homeowners who are older adults, living with a disability or caring for a loved-one with a disability |
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Rebuilding Together Twin Cities more details > |
Twin Cities Metro Area | Up to 50% of Area Median Income |
• Repairs completed by volunteers |
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St. Paul Home Improvement Lending Programs more details > |
St. Paul | Up to 80% of Area Median Income |
• Max loan amount ranges from $25,000 to $35,000 • Income limits apply |
|
Woodbury Home Improvement Fund more details > |
City of Woodbury | Up to 80% of Area Median Income |
• Loans of up to $25,000 at 3% are available • A wide variety of home improvements are eligible for this program |
| Program | Geographic Service Area | Income Limit | Program Details |
|---|---|---|---|
|
Woodbury Goes Green Loan more details > |
City of Woodbury | Up to 115% of Area Median Income |
• Low-interest loans up to $5,000 • Eligible improvements include a variety of energy efficiency upgrades |
Homebuyer Stories
A Greater Sense of Pride
The City of Lakes Community Land Trust’s Homebuyer Initiated Program (HIP) provides CLCLT homebuyers two grants - one to assist with the purchase of a home and one to assist with rehab required to address deferred maintenance, safety and code issues. Natasha Gilbert decided to participate in HIP because it was one of the few programs that permitted low- to moderate-income families to purchase the home of their choice.
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